What do you mean by Pradhan Mantri Housing Scheme?

About Pradhan Mantri Awas Yojana (PMAY)
PMAY- Credit Linked Subsidy Scheme (CLSS) authorizes home loan borrowers constructing or purchasing their first pucca home to get subsidy credited into their loan account of up to 2.67 lakh. The PM Housing Scheme  (PMAY) is an initiative of the Gov. of India which focuses on giving affordable housing to the urban poor by the year 2022. 

Features and Benefits of Scheme

• Under PM Housing Scheme, the subsidy interest rate is offered at 6.50% p.a. on housing loans for the time of 20 years to all beneficiaries.
• Senior citizens and Differently abled will be provided preference in the allocation of ground floors.
• Sustainable and eco-friendly tech will be utilized for construction.
• The scheme covers complete urban zones in the nation which involves 4041 statutory towns with the foremost priority provided to 500 Class I cities. This would be completed in three phases.
• The CLSS aspect of the PM Housing Scheme gets applied up in the country in all statutory cities from the initial stages itself.

PM Housing Scheme Functions of Technology Sub-Mission

• Better Habitat Planning and Designing of the Buildings
• Plan to Create Environment-Friendly Houses
• Great Construction Practices
• Arrange up the Most Innovative Technologies
• Selecting the Most Suitable Materials

How to Apply for the PM Housing Scheme Online?

You do apply for the PM Housing Scheme through the official PMAY portal. The procedure of application is pretty easier and user-friendly. All you would require to get initiated is your Aadhaar number. After that, you do just go after the on-screen directions and fill up and submit the form to finish the application.

How to check PM Housing Scheme Application Status?

To check the status of your PM Housing Scheme application, you do simply visit the official portal of PMAY at https://pmaymis.gov.in. After that, you do just navigate to the tracking alternative and do follow the on-screen directions to check the application status.

How to Edit Details after Submitting Application for Pradhan Mantri Awas Yojana

• Go to the official website of PM Housing Scheme.
• Do Enter your Aadhaar details and your application reference number
• Press on the “Edit” option
• You will now be permitted to edit your application particulars.

Who is eligible for Pradhan Mantri Awas Yojana?

Individuals who are eligible for PM Housing Scheme are: Any family with an annual income between ₹ 3 lakh to 18 lakh do apply for this plan. The candidate or any other family people should not now own a pucca house in any chunk of the nation. The beneficiary cannot avail of PM Housing Scheme gains on the already built house.

How to Apply For PM Housing Scheme (PMAY)

The PMAY – aims to offer a place to occupy for millions of urban poor. Having set a deadline for 2022, the gov. has identified over 2,508 towns and cities across 26 states in the nation and is going to construct over 2 million houses. 31 March 2022 is the last date to apply for EWS and LIG classification.

How does one apply for a House under PM Housing Scheme

The Ministry has established a plain method that permits individuals to apply for a house under the yojana. The form has two pages and wants an individual to fill up all major features about themselves. Here’s page-to-page particular on what each of the pages looks like.

• Page 1: Do Enter Aadhaar Number. Once the number is verified, the application proceeded to the next page. The gov. utilizes Aadhaar number to make certain that a person applies for the yojana and does not defraud the structure.
• Page 2: Do Enter the personal details of the candidate. He/she requires to give info concerning the state they are residing in, present residential address, the head of the family, and other such major details.

How to Apply for PM Housing scheme Benefits under Other 3 Components Online

As mentioned in the previous section, a candidate requires to offer their personal information to apply for the yojana. The steps are as follows:

• Visit the official PM Housing Scheme at gov.in

• Select the ‘Benefits under other 3 components’ alternative by pressing the ‘Citizen Assessment’ dropdown.

• Do enter your Aadhaar numberand press submit. (The site does verify whether the Aadhaar details given are right).

• If the information given is correct, you will be diverted to the next page where you will have to offer all the relevant inforegarding your no. of family members, income, name, age of the head of the family, caste, residential address, contact number, religion and the like.

• Once all the info is given, scroll down, type the captcha codein the box and press submit.

And then, do end the PM Housing scheme online application yojana. In case you make an error while typing up the information, you do edit the form with the support of your Aadhaar and Application number.

How Slum Dwellers do Apply for PM Housing scheme Online

As the PMAY website utilized an integrated platform, the application slum dwellers require to utilize to apply for a house is the same. There’s a small detour you must take:-

Visit the official PM Housing scheme at gov.in

Select the ‘For Slum Dwellers’ alternative in the ‘Citizen Assessment’ dropdown.

Do enter your Aadhaar numberand press submit. (The site will verify whether the Aadhaar details given are correct).

If the info provided is right, you will be directed to the next page where you will have to offer all the relevant inforegarding caste, age of the head of the family, income, contact number, residential address, no. of family members, income, religion, name and the like.
Once all the info is offered, scroll down, type the captcha codein the box and press submit.

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